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| Life Insurance Information and Articles Universal Variable Life Insurance Universal Variable life is the type of insurance which gives you more control of cash value account policy features than any other insurance type. What it does: It pays a death benefit to the beneficiary you name and offers you low risk tax deferred cash value options. It offers separate accounts for you to invest in such as money market, stock, and bond funds. It offers premium flexibility. It allows you to make withdrawals or to borrow from the policy during your lifetime. It stipulates that if you terminate the contract in early years you will receive less cash value total return than in a whole contract. What it doesn't do: It requires you, the policyholder, to devote time to manage the accounts. The policies long term success is contingent on the investment you make. It doesn't work well with small premium amounts because your premium must cover your insurance and your accounts. To get the best life insurance policy: 1) Choose the type of life insurance you need. 2) Apply for a life insurance quote. 3) Let insurance agents get back to you with an insurance quote and then choose the best policy. We have partnered with InsuranceFinder to help you find the best life insurance quotes. Simply go to their website and fill out a secure fastquote.  |
 Insurance Articles Life Insurance Explained A simple explanation of life insurance and why it is a good idea in planning for the future. Do You Need Life Insurance? Questions to ask yourself in determining if you need a life insurance policy. How Much Do You Need? Things to consider when deciding how much life insurance you need. What Type of Life Insurance is Best for you? Comparison of term and permanent life insurance policies. |
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