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| Universal Life Insurance Universal life insurance provides permanent protection for your dependents and is more flexible than whole or variable life. Universal Life Insurance What it does: It pays a death benefit to the beneficiary you name and offers you a low risk cash value account and tax deferred accumulation. It allows you to earn market rates of interest on your cash value account. It offers the right to borrow or withdraw from the policy during your lifetime. It allows you premium flexibility. It offers face amount flexibility. What it doesn't do: It doesn't offer you the account flexibility to invest in separate accounts such as money market, stock, and bond funds. It doesn't allow you the account flexibility to split your money among different accounts or to move your money between accounts. To get the best universal life insurance policy: 1) Choose a website which provides insurance quotes. 2) Apply for a universal life insurance quote. 3) Let insurance agents get back to you with an insurance quote and then choose the best policy. We have partnered with InsuranceFinder to help you find the best life insurance quotes. Simply go to their website and fill out a secure fastquote.  |
 Insurance Articles Life Insurance Explained A simple explanation of life insurance and why it is a good idea in planning for the future. Do You Need Life Insurance? Questions to ask yourself in determining if you need a life insurance policy. How Much Do You Need? Things to consider when deciding how much life insurance you need. What Type of Life Insurance is Best for you? Comparison of term and permanent life insurance policies. |
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