Whole Life Insurance
Whole life insurance provides permanent protection for your dependents while building a cash value account. With this type of insurance, the insurance company manages the policies various accounts.
What it does:
It pays a death benefit to the beneficiary you name and offers you a low risk cash value account and tax-deferred cash accumulation.
It provides a fixed premium which can't increase during your lifetime as long as you continue to pay the planned amount.
It allows the insurance company to exclusively manage the cash value account in your policy.
It provides you the option to receive dividends from your policy or apply them to reduce payments.
It offers you the right to withdraw from the policy during your lifetime.
What it doesn't do:
It doesn't offer the account flexibility to invest in separate accounts such as money market, stock, and bond funds.
It doesn't allow you the account flexibility to split your money among different accounts or to move your money between accounts.
It doesn't offer premium flexibility.
It doesn't offer face amount flexibility.
To get the best whole life insurance policy:
1) Choose a website which provides insurance quotes.
2) Apply for a whole life insurance quote.
3) Let insurance agents get back to you with an insurance quote and then choose the best policy.
We have partnered with InsuranceFinder to help you find the best whole life insurance quotes. Simply go to their website and fill out a secure fastquote.

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Insurance Articles
Life Insurance Explained
A simple explanation of life insurance and why it is a good idea in planning for the future.
Do You Need Life Insurance?
Questions to ask yourself in determining if you need a life insurance policy.
How Much Do You Need?
Things to consider when deciding how much life insurance you need.
What Type of Life Insurance is Best for you?
Comparison of term and permanent life insurance policies.
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